Our Story
We were tired of an industry that was built to serve itself over the needs of the people it claimed to serve. An industry built on salesmanship, hidden charges and over-complication. We wanted to bring a fresh approach, to focus on educating our clients on financial issues, to bring them a sense of control and genuine financial wellbeing.
We wanted to create a business we could be proud of a business we would want to be clients of and that our family and friends would recommend.
Our Story
We wanted to create a business we could be proud of a business we would want to be clients of and that our family and friends would recommend.
Our Philosophy
No single person is the same and each has unique circumstances and objectives for their life. We therefore believe it is essential that each person has a customised plan in place to reflect their own situation and aspirations – the key to financial wellbeing is living the life YOU want.
Most companies focus on simply telling you how to invest your money. At EBG we believe in first understanding why you are investing and only then do we design your plan and investment strategy to achieve it. We will help you make better long term financial decisions that allow you to spend less time worrying about money.
We believe our clients deserve the very best quality planning and advice. We insist our advisers meet the highest global qualification standards and have ongoing development plans in place to ensure these standards are maintained. We are committed to bringing world-leading standards and client-focused advice at a reasonable price.
Global Focus
This international focus reflects our globally dispersed client footprint and enables us to match the right solution to each person’s unique circumstances. Most importantly, we are able to provide our clients with fluidity and continuity in their financial planning regardless of where they live now and in the future.
Global Focus
Qualifications & Regulation
EBG International are members of the Nexus Global IFA Network which is one of the world´s most respected advisor networks with over 20 associate practices. Nexus Global is a division of Blacktower Financial Management (International) Limited (BFMI) which is licenced and regulated by CIMA (Licence No 896523) as well as in the EU, the UK, and the US.
Nexus Global insist on the highest of professional standards and our use of their third party regulated compliance officers ensures excellent consumer protection. In addition, as members of a global network, we benefit from access to the broadest possible range of service providers and financial institutions and the ability to support our clients across the globe.
EBG International are committed to providing the highest quality advice to our clients and we put strict qualification requirements on each of our advisers. As part of this commitment we insist that all staff, as well as having several years advisory experience, hold qualifications with globally respected professional bodies and each follow a continued personal development plan which ensures that their knowledge is fully up to date.
Each of our advisers are members of either the UK Chartered Insurance Institute or the Chartered Insurance and Securities Institute and we align ourselves with the ethics and standards required by these highly respected professional institutions. More information can be found in each staff member’s biography.
Meet the Team
Meet the Team
Chris Emmott – Dip PFS, EFA, ACSI – Partner
Chris is from the UK and qualified as a regulated financial planner through the Chartered Insurance Institute (CII) in 1999. Chris worked in the City of London for Standard Life, Aegon Scottish Equitable and Barclays Wealth Management as well as personal financial planners TEBC Ltd.
Chris has been advising clients in Latin America since 2008 and is a founding partner of EBG International.
Chris is also a qualified European Financial Adviser through the European Financial Planning Association (EFPA). As part of his commitment to personal development Chris has achieved further professional qualifications from the CII, CISI (Chartered Institute for Securities & Investment) and STEP (Society of Trust and Estate Practitioners).
Email: [email protected]
Daniel Busman – Dip PFS, EFA, ACSI – Partner
Daniel is from the UK and qualified as a regulated financial planner through the Chartered Insurance Institute (CII). Daniel has broad financial services experience and worked for Lloyds Banking Group in the City of London for a number of years prior to moving to Latin America.
Daniel has been advising individual and corporate clients in Latin America since 2011 and is a founding partner of EBG International.
Daniel is also a qualified European Financial Adviser through the European Financial Planning Association (EFPA) and holds additional qualifications in International Wealth & Investment Management through the Chartered Institute for Securities & Investment (CISI).
Email: [email protected]
Jude Morgan – Cert PFS – Client Services Manager
Jude is from the UK and qualified for Financial Planning Certificate 3 through the Chartered Insurance Institute (CII) in 2000. Jude spent many years in the UK working for companies such as Northern Rock (Legal & General) and Friends Provident specialising in Client Services.
Jude is the Client Services Manager at EBG International.
Email: [email protected]
Melisha Durais – Dip PFS, EFA, CySEC Advanced – Associate
Melisha is from South Africa, where she completed a BCom in Finance and Management and a Postgraduate Diploma in Finance, Banking and Investment Management. She has worked as a financial planner since 2013, initially as a tied agent, and thereafter at Proper Group, an independent brokerage. Melisha went on to complete a Postgraduate Diploma in Financial Planning from the University of Free State in 2019.
Melisha relocated to Portugal in 2021 and has since completed the CII Diploma in Financial Planning. Melisha joined EBG International as an associate in 2023.
Email: [email protected]
Susana Duarte – Dip CII, EFA – Associate
Susana is from Portugal but grew up in the United Kingdom, which means that she is fluent in both languages.
Having started her career as a financial planning administrator, Susana quickly developed a passion for financial planning. She instantly felt connected to the industry and progressed to a paraplanner role, where she was able to widen her technical knowledge. During this time, she completed the CII Certificate in Financial Administration and the CII Certificate in Regulated Financial Services Operations.
In 2022 Susana relocated back to Portugal, where she was part of team of consulting analysts at Mercer working on international employee benefits programs, and joined EBG as an Associate in early 2024 to continue to pursue her career in financial planning.
Susana is a keen learner, continually looking to widen her industry knowledge and has recently acquired the CII Diploma in Regulated Financial Services.
Email: [email protected]
Flavia Lombardi – Associate
Flavia is from Chile and completed her studies in Business Administration and then a Master´s Degree in Sustainability Management at Universidad Adolfo Ibañez in Santiago,Chile.
Flavia joined the company as an associate in 2023 and is currently studying towards her CII Diploma in Regulated financial planning.
Fluent in English and Spanish, Flavia has worked and studied across 4 continents and is currently based in Toronto, Canada.
Email: [email protected]
Maria Fally – Corporate Business Development Manager
Maria is from Austria but has been living and working in South America since 2010, primarily based in Santiago de Chile. Maria has an international business administration degree from the University of Vienna and has 15 years of functional experience in corporate finance, external communication, professional services and consulting practices.
As well as starting her own business in the health and fitness industry she worked in event management for international congresses and business consulting for European companies. In 2019, Maria successfully sold her fitness company and has since focused on consulting for expatriates and corporations that look to offer world leading executive benefits.
Email: [email protected]
María José Araya – Administrator
María José is from Santiago de Chile and has been with EBG since our founding. She has a degree in administration and has worked in bilingual client service rolls for many years with the last decade spent in financial services administration. María José works closely with our financial planners and their clients to ensure that the client experience is always smooth and organized.
Email: [email protected]